TIAA Cref Login at – How To Register For Online Access

The Teachers Insurance and Annuity Association of America (TIAA) is a non-profit corporation providing financial services for academic, research, medical, cultural, and government sectors. Founded over 100 years ago, TIAA, formerly known as TIAA-CREF, began as an institution that helps teachers with their retirement and has expanded beyond the educational sector.

In 1997, TIAA was approved as a non-profit organization and granted tax exemption. TIAA has over 5M clients, active and retired, helping them secure their financial interests and providing services that ease their financial situation. Since TIAA is a non-profit organization, all profits are returned to the policyholders.


Now for those individuals who haven’t yet been exposed to TIAA and are interested in knowing more, read through to understand how TIAA can benefit you.

TIAA Online Portal

The TIAA online portal is a platform where users can avail themselves of various financial services and features. Users can find investment options, retirement options, and banking solutions through this portal.

As a TIAA online portal user, you can apply for an Individual Retirement Account (IRA), Bank account, Retail Mutual Funds, Brokerage options, and even get in touch with a Portfolio Advisor. In addition, you can enroll in a new retirement scheme and choose a benefits plan that best suits your future needs.

This article will provide more information on how to create online access for your existing account and the steps required to log in to your account.


  • It would help if you had a laptop, desktop, or smartphone to browse through the services provided by TIAA.
  • You also need to ensure that you have a stable internet connection that will allow you to log into your account.
  • If you are a user who wants to register for online access, you need to have your date of birth and SSN (Social Security Number) details.
  • If you are an existing user, you must have your TIAA-CREF login credentials to access your online account.

How to Register for Online Access?

This step is only for users who have an existing account under TIAA. You can register for online access if you have a financial statement under TIAA. Registering for online access will allow you to control your financial service plan and help you manage it accordingly. Once you have the required information available, follow these steps:

TIAA Cref Login at - How To Register For Online Access

  1. To register for a TIAA account online access, visit the TIAA homepage portal at
  2. Navigate to the top right corner, below the ‘Login’ tab, and click on ‘New user access.’
  3. On the next page, click on the ‘Next’ option.’
  4. Enter a new User ID which you will use to login in the future. Ensure that it begins with an alphabet and contains 6-20 alphanumeric characters.
  5. Click on ‘Next.’
  6. Create a new password. Ensure that it contains at least 8-20 characters, one uppercase, one number, and one lowercase.
  7. Click on ‘Next.’
  8. Re-enter the same password on the next page and click on ‘Next.
  9. Enter your last name, date of birth, and the last four digits of your SSN (Social Security Number).
  10. Complete the CAPTCHA and click on ‘Next.
  11. Please provide additional details, such as your mobile number and email address, to complete the registration process.
  12. Finally, you have to submit your application for review. You will be notified and given online access upon successfully verifying your account.

How to log in to your TIAA account online?

Users who have just registered for an online account or already have an online account can log in to their TIAA account using their respective login credentials. First, ensure that you have the correct login information. Also, remember that passwords are case-sensitive, and check if your CAPS-lock is disabled/enabled. Once you have everything ready, here’s how you can log in to your TIAA account:

TIAA Cref Login at - How To Register For Online Access

  1. To log in to your TIAA online account, visit the TIAA homepage at
  2. You can find the Login section at the top of the page.
  3. Enter your User ID.
  4. Enter your password.
  5. Click on ‘Log In’ to access your account.

Have you forgotten your TIAA login credentials?

When it comes to login information that concerns financial accounts, always ensure that you keep such information in a safe place that is only accessible to you. As your account holds sensitive and confidential personal information, it is advisable not to share your login credentials. However, if you have forgotten your account credentials, you can reset your password or retrieve your User ID by following one of the three instructions:

  • Forgot your User ID?TIAA Cref Login at - How To Register For Online Access
        1. Visit the TIAA homepage.
        2. Click on the ‘Forgot user ID’ option.
        3. Enter your email address.
        4. Click on ‘Next.’ You will receive the prompts required to retrieve your User ID on your email address.
  • Forgot your Email Address?TIAA Cref Login at - How To Register For Online Access
        1. Visit the TIAA homepage.
        2. Click on the ‘Forgot user ID’ option.
        3. On the next page, click on the ‘Forgot your account-related email address?’ option.
        4. Enter your last name and date of birth.
        5. Click on ‘Next to proceed to retrieve your email address information.
  • Forgot your Password?TIAA Cref Login at - How To Register For Online Access
        1. Visit the TIAA homepage.
        2. Click on the ‘Forgot password option.
        3. Enter your User ID.
        4. Click on ‘Next’ and follow the prompts to reset your account password.

This article has provided all the information to register for an online account, log in, and retrieve/reset your account credentials. However, if you face login issues and require further assistance, you can call TIAA customer support at 866 – 207 – 6467, which will be available only during weekdays from 8 am to 10 pm (ET).


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